House hacking

The home that helps pay for itself.

How a duplex can change the math of owning your first home.

Finally on the right side of the money.

Here's the idea, in plain English: you buy a duplex — one property, two separate homes. You live in one unit. A tenant rents the other. Their rent covers a big part of your monthly mortgage payment. People call it "house-hacking." We just call it a well-designed duplex.

HEGUM duplex

The math, clearly

See the math for yourself

Estimated payment$2,480
Estimated rent$1,350
What you actually pay $2,480 $1,130 /month with Unit B rented

Illustrative example with sample figures — not a quote, an offer, or a guarantee. Rental income depends on market conditions and is not assured. Confirm real numbers with your lender and realtor.

Designed for it

A duplex only works if it's designed to.

We separated the entrances to opposite sides of the lot so neighbors never live on top of each other. By design.
We placed bedrooms away from shared walls so quiet stays quiet. By design.
We split the meters so utilities never become an argument. By design.

How buyers do it

Most first-time buyers use an FHA loan — as little as 3.5% down for qualified buyers, and FHA allows owner-occupied properties of up to 4 units, which is exactly what a duplex is. Down payment assistance programs may also apply depending on your case and current program availability.

Buying with assistance

Not planning to live in it?

A HEGUM duplex also works as a pure rental: two units, one roof, one insurance policy.

We build to last so repairs don't eat your return. By design.
Book a call about rentals

Fair questions

What if I can't find a tenant?
Houston's rental market is one of the most active in the country, and our duplexes sit in connected, central neighborhoods. Still — plan for vacancies like any landlord would. Your realtor can walk you through realistic local demand. (Dato de demanda con fuente: pendiente investigación.)
Will I hear my neighbor through the wall?
This is exactly why we design the way we do: bedrooms sit away from the shared wall, and the two units are laid out so daily life doesn't overlap. Visit one and listen for yourself.
Do I qualify?
The honest answer: it depends on your income, the program rules, and funding availability at the time you buy. The fastest way to know is one conversation — book a call.
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